Terms of Service

Last updated: 15 July 2026

These terms govern your use of the Finsa mobile application. By using the app, you agree to them. If you do not agree, please do not use the app.

What Finsa is

Finsa is a financial-technology platform that provides credit insights, matches you with loan offers from RBI-regulated partner banks and NBFCs, and lets you save in digital gold. Finsa is not a bank or lender. Loan approval, terms, and disbursal are decided solely by the partner lender. Digital gold is held in custody by SafeGold.

Eligibility & your account

You must be at least 18 years old and a resident of India with a valid PAN. You are responsible for the accuracy of the information you provide and for keeping your account secure.

Credit checks

With your explicit consent, we retrieve your credit report from Equifax to power your credit insights and loan matching. You may withdraw consent by discontinuing use and deleting your account.

Digital gold

Gold prices are set by SafeGold and passed through, together with applicable GST, without any Finsa markup. The value of gold can go up or down; digital-gold savings carry market risk and are not a guaranteed return. Nothing in the app is investment advice.

Acceptable use

You agree not to misuse the app, attempt unauthorised access, or use it for any unlawful purpose. We may suspend access where these terms are breached.

Disclaimers & liability

The app is provided on an “as is” basis. To the maximum extent permitted by law, Finsa is not liable for decisions made by partner lenders, for market movements in gold prices, or for indirect or consequential losses.

Changes & contact

We may update these terms; material changes will be notified in-app. Questions: support@finsa.app.